Appraisal services for Millsboro and Sussex County homeowners
Check out the top reasons DE homeowners use Delaware Home Valuations:
Do you own a house in or near Millsboro? Do you need help determining the price of your real estate?
At Delaware Home Valuations, we understand the particular needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Delaware Home Valuations will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.
Need to cancel PMI?
A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping homeowners just like you get rid of undesirable PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from Delaware Home Valuations is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Delaware Home Valuations can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have a seasoned expert double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Delaware Home Valuations offers field reviews where we go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.